Do NOT leave that kind of cash in your hotel room diaper bag. Even Bangkok or Singapore isn't that pricey. That said, there is absolutely no reason to carry that kind of cash on you for that length of time outside of Seoul, Beijing or Tokyo. When you can use them, credit cards offer a better rate, but they will be extremely difficult to use outside of service-industry businesses that cater to foreign tourists, like hotels and major restaurants. Travellers checks, although safer than cash, will definitely get you a worse exchange rate. In much of Asia, the best exchange rate is given at banks and other reputable money changers for USD $, and the bigger the bill, the better the rate. Forget about the fake cards, it will only add to the load and confuse you. However,I bet you will spent more, so bring your cards. $2000 dollars is not alot of money, so bringing US cash(easier,as you can exchange it in most banks in most places) or travel checks is ok. The fee is standard, about $5 dollars each way with my bank. The major bank for nonchinese is the bank of china, which are everywhere. Getting money from the atm is as simple as anywhere. If you are a foreigner, it is advisable to bring some reserve dollars and retrieve the bulk of your money through the bank's ATM. By mass transit is cheap, about 1-2 yuan a ride. Food will be expensive if you eat expensively. How long can you last with $2000 in the US? Your biggest expense is hotel if you like equivalent US standard. How long your $2ooo dollars will last you depends on your lifestyle. The dollar's worth in the US is about a Yuan's worth in china, in most cases. They are cheap food in the US, but a king's meal in china. It is an import, therefore the cost of it will be multiplied by the exchange rate, probably even a little higher. The cost of a Big Mac is not an accurate index to use in china. even there you shouldn't spend over $50-$100 a night for a hotel by the lake. and gucci, ferrari, and nightclubs on the other side. Hangzhou is quite beautiful - an enormous lake, with temples and mountains in the distance, a beautiful walk around the lake with restaurants/etc. You could go to Suzhou for a day (I think its about 2 hours from nanjing), then go to hangzhou the next day (another 2 hours more or less) and spend 2 days in hangzhou. If you go to Shanghai you'll take a big hit on your budget, as you're effectively leaving China and going back to the west. If you have a chance to travel, I would strongly recommend you try to get to Suzhou and Hangzhou - both beautiful places very close by.
If you're paying more, rent it for a day or two, and then find a new place when you're walking around Nanjing. A really nice hotel in Nanjing should definitely not cost more than US$100 a night - more like US$50. If you get a comfortable, but not 5 star, local hotel you can probably spend more like 200 rmb per night. Then again, if you book a hotel through expedia or something, you can probably easily spend $200 a night for a hotel room. Nanjing is obviously cheaper than Beijing. I don't know what kind of lifestyle you live at home, but I live in China quite comfortably for $250 (~2000rmb) a week - that includes a big apartment/etc etc in Beijing. $1000 a week is an unbelievable amount of money in China. In China the two banks that will nearly always take foreign debit cards are 1)China Construction Bank and 2) Bank of China. That way you get the credit card exchange rate, which is usually a lot better than banks/etc. The best way to exchange money in any foreign country is usually to use your foreign ATM card and withdraw locally. Now you may face a terrible problem if you don't spend all the money - it can be a terrible ordeal to change RMB back to the USD, as it's not a freely convertible currency. Well, you shouldn't have exchanged the money before you left, but you probably already knew that.
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